This depends on quite a few things such as the currency you are sending or buying, the countries involved, bank working hours and if all documentation (if was required) was provided to us.
In case we have all the required details regarding the transfer you have initiated, it should be as follows:
1. Covercy receiving your money
If we receive the funds via a local transfer, it usualy takes 1 business day, however, it could take up to 3 business days i.e. BACS type transfer in the UK
If we receive the funds via a SWIFT transfer, it could take up to 4 business days
2. Covercy sending the converted money to the beneficiary
In 95% of the time the funds reach the beneficiary's bank account within 24 hours. However, Covercy is committed to deliver within 72 hours.